Maximize Employee Health, Minimize
Business Costs

Explore top-tier healthcare coverage with Ensura. We provide exceptional major medical options, valuable voluntary benefits, and effective cost reduction programs. Your health and savings matter to us—experience the difference today!
ENSURA SOLUTIONS

Three Core Solutions

Ensura Health

Additive Benefits that Reduce Costs
A synergistic accident plan with concierge medicine benefits designed to complement your current coverage. Reduce payroll expenses by $60,000+ annually while improving employee satisfaction.

Ensura Group

Comprehensive Solutions to Insurance
Fully insured, self-funded, and level-funded options for companies with 100+ employees. Includes innovative GigCare solutions for unions, associations, and gig economy workers.


TransformRx

Stop PBM Profit Leakage
Revolutionary pharmacy benefit management for hospitals and health systems. Transform your pharmacy into a community revenue center while cutting employee prescription costs by up to 50%.
ABOUT ENSURA INSURANCE SOLUTIONS

Dedicated to redefining healthcare with a commitment to affordability, accessibility, and excellence.

At Ensura, we are a team of experienced professionals passionate about enhancing health and wellness through effective benefits administration, operational efficiency, and compliance. Our expertise allows us to deliver tailored solutions that empower individuals and organizations alike.
OUR MISSION

Accessible Health Solutions

We believe in making health services accessible and affordable while helping businesses streamline operations and reduce costs. With a commitment to integrity and excellence, we strive to create a healthier and more equitable future for all.
TESTIMONIALS

What Our Clients Are Saying

My experience with Ensura Health has been nothing short of fantastic. As the owner of a logistics company, Ensura Health allows us to offer concierge medicine to our employees, while supporting us as a growing business with automated terminations and additions to the plan.

Our employees love using it whenever they have a medical concern or need to file a claim in the app for the accident plan. Lastly, the 1,100+ prescriptions they offer with a $0 copay have been an amazing value, helping our employees keep more of the money they work hard to earn. Now they can use that money on non-medical life expenses like food, gas, and rent.

The implementation with ADP was quick and simple, taking only 2-3 hours spread out over a few weeks, with the Ensura team handling all the heavy lifting. It's been incredibly beneficial, saving my company an average of 23% on my payroll expenses, and takes no time away from our normal busy schedule.

Salim T.
CEO | DELIVERY & LOGISTICS COMPANY, TX
Ensura Health is a game-changer for employers. As an owner/operator in the Amazon logistics sector within the competitive Silicon Valley, I'm always balancing the need to offer great benefits with the imperative to control costs. Ensura Health provided the perfect 'win-win' solution.

Their exceptional concierge medical services, the extensive list of over 1,100 $0 prescriptions, and the reliable SiriusPoint Accident plan have been a tremendous asset to my employees, whether they utilize our major medical plan or not. The financial benefits were immediate and substantial: Ensura lowered my workers' compensation by over 20% and my overall payroll expenses by an average of 10%, directly boosting my cash flow and net profit.

Mike D.
PRINCIPAL & CEO
OUR TEAM

Backed by Decades of Expertise

Our team brings expertise in insurance, healthcare, compliance, and cost management.

Brian Arellanes

COFOUNDER & MANAGING MEMBER

Sonny Sanchez

COFOUNDER & MANAGING MEMBER

Matt Whitmarsh

VICE PRESIDENT, PARTNERSHIPS

Austin Holden

DIRECTOR, INSURANCE PRODUCTS

Leslie Jordan

DIRECTOR & EXECUTIVE LIAISON

Jessikah Contreras

DIRECTOR, CLIENT SUCCESS
PREMIER PARTNERS

Network of Trusted Experts

Our Premiere Partners are an extension of our team: seasoned professionals who bring deep expertise, personalized service, and shared commitment.

Tim Wilson

Tim Wilson has worked in the insurance consulting industry for more than 35 years at a national level. He assists and advises employers and employees on enhancing benefit programs while reducing overall costs and, in many cases, increasing employees’ net take-home pay, without altering existing medical coverage. These solutions can be implemented at any time, either at or outside of a group benefit policy anniversary.

Our areas of expertise include group benefits review and audit, implementation and administration, healthcare renewal increase mitigation strategies, and executive carve-out, key-person, and buy-sell planning. We also specialize in key employee retention, business succession, and retirement planning through pension maximization strategies.
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Kimberly Carleson

Kimberly Carleson is a nationally respected healthcare executive, strategist, and patient advocate with more than 25 years of experience advising state governments, public entities, and Fortune 500 companies at the intersection of healthcare delivery, reimbursement integrity, regulatory compliance, and fiduciary governance.

She holds formal degrees in Public Health and Radiologic Technology, a rare foundation that combines clinical expertise with population health, financial stewardship, and regulatory accountability. Her early clinical training, paired with decades of executive leadership, enables her to evaluate healthcare systems from both the bedside and the boardroom—bringing credibility, precision, and pragmatic insight to every engagement.
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Helping companies find the best insurance for their employees with better coverage at lower costs is at the core of Ensura’s value.
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Our audit and analytical approaches have demonstrated a 30–40% reduction in claim costs related to emergency room and urgent care utilization, as well as pharmacy benefit management (PBM), within the first year alone. These strategies generate significant savings for self-funded employer groups on both prior claims and at renewal.

We also educate mid- to large-sized employer groups on tax-advantaged programs that can reduce annual cash outlays by millions of dollars.

Tim has assembled a “best-in-class” team of healthcare experts who are nationally recognized in their respective fields.

Additional services include comprehensive benefit plan analysis, PBM contract review and audit, historical claims review and recovery strategies, and supplemental benefit evaluations. We also offer non-medical, no-questions-asked, guaranteed-issue life insurance programs- solutions that many CEOs, CFOs, and HR executives are unaware of available through exclusive agency agreements.

Finally, we provide individual healthcare and high-limit dental coverage programs available exclusively through our AI-driven online platform, allowing enrollment in just minutes.
Kimberly serves as CEO of US Beacon, one of the nation’s most established independent
medical claims compliance and integrity review firms, supporting self-funded health plans,
municipal and state entities, and large employers nationwide. Her work focuses on identifying
systemic overbilling, coding inaccuracies, contractual noncompliance, and fiduciary risk—often
producing substantial, defensible savings while strengthening governance and oversight
practices.

She has served as a panelist for ERIC (The ERISA Industry Committee)—a national nonprofit
organization that exclusively represents the largest employers in the United States in their role as
sponsors of employee benefit plans for nationwide workforces. She has also served as a National Auditors Association panelist, and her work has been referenced in federal government meetings and policy discussions related to healthcare oversight, cost containment, and fiduciary
accountability.

Beyond technical review, Kimberly is widely recognized as a fiduciary advocate, helping plan
sponsors move beyond passive reliance on intermediaries and toward informed, well-documented decision-making that withstands regulatory scrutiny, audits, and litigation. Her approach emphasizes transparency, independence, and accountability—advancing healthcare
stewardship that protects both patients and plan sponsors.

Highly respected across the healthcare and benefits landscape, Kimberly is frequently sought out
for her clarity, independence, and willingness to challenge entrenched industry practices. She is
known for translating complex clinical, financial, and regulatory issues into actionable strategies,
empowering leaders to demand higher standards and measurable integrity in healthcare.